Lending

A complete digital lending journey from application and scoring to disbursement and collection. We build systems for lenders, consumer finance and microfinance that decide faster and track precisely.

What usually slows this sector down.

A digital lending journey from application and scoring to disbursement and collection.

  1. 01

    Slow credit decisions

    Documents and manual reviews.

  2. 02

    Default risk

    Credit scoring with limited data.

  3. 03

    Unstructured collections

    Installments chased by phone and spreadsheets.

  4. 04

    Product complexity

    Different products and repayment schedules.

What we build for lending.

  1. 01

    Digital application

    Application and documents from mobile.

  2. 02

    Scoring engine

    Configurable credit rules and models.

  3. 03

    Loan lifecycle

    Approval, disbursement and schedules.

  4. 04

    Collections

    Reminders and collection paths by delinquency.

  5. 05

    Borrower portal

    Balance, installments and online payment.

  6. 06

    Portfolio reporting

    Portfolio quality and provisions.

Security and compliance.

Controls we apply in this sector on top of our usual security standard.

  1. Protection of borrower data and credit bureau inquiries.

  2. Cost transparency under consumer protection rules.

  3. A record of every credit decision and its reasons.

Questions from your sector.

Does it connect to credit bureaus?

Yes, where bureau APIs are available in your country.

Does it support Islamic finance?

Yes, with products such as murabaha and ijara and their schedules.

Can scoring rules change without code?

Yes, from an admin panel with permissions and a change log.

Don’t see your question?

Write to us and a person from the team replies directly.

Contact us

Let’s talk about your lending project.

Tell us how you work today, and within one business day we reply with what we suggest building first.

From Egypt to Saudi Arabia, the Gulf and the world.